Medical Insurance Cover for you

Our dedicated team will help you find the best Medical Insurance for you.

Momentum Medical Insurance | Health 4 Me

Research shows that this acute challenge in South Africa leads to a 4.8% loss of GDP – which translates roughly to 10 “downtime” days per employee per year. In turn equates to a R12 billion loss in absenteeism, with an estimated cost of R89 billion. Therefore everybody should have at least medical insurance.

Health4Me medical insurance addresses this challenge through benefit design that provides your employees with improved access to quality. Including private healthcare and additional benefits. The carefully chosen, proven building blocks that make up our offering. Offerings that serve to improve the physical and workplace wellness of all employees.

OPTIONAL EXTRA COVER

In addition to the cover described you also have the option to boost your cancer cover. This extended cover option address the most substantial funding shortfall risk that all medical aid members face. We therefore encourage you to study the extended cancer cover benefit and consider protecting your dependents and yourself from this risk.

Discovery Medical Insurance - Primary Care

With more than 25 years’ experience, Discovery is a trusted healthcare partner in the South African and international healthcare environments. Over this time, we have developed industry-leading expertise in quality, affordable medical insurance. Our extensive medical insurance networks include GPs, nurses, pharmacies, dentists and optometrists across the country. They are supported by cutting-edge, real-time payment models with seamless claims processing.

Offered by Discovery Life and administered by Discovery Health. Discovery Primary Care was introduced to provide quality, affordable access to primary healthcare for employees unable to access medical scheme benefits.

To address the need for household employers to expand access to private, primary healthcare. Discovery Life has launched Discovery Primary Care for household employees. Discovery Primary Care leverages all the combined expertise of Discovery Health. Discovery Life to provide a truly innovative, integrated healthcare product to complement the existing healthcare solutions available to employees.

MEDICAL INSURANCE - ESSENTIAL PRIMARY PLUS

It is a medical insurance offering that provides essential healthcare solutions to individuals and families.

This option complements your medical aid cover, or it can be taken as your primary health cover. If you don’t have medical aid cover. This option is subject to open enrolment, community rating and cross-subsidisation.

WHAT DOES OPEN ENROLMENT, COMMUNITY RATING AND CROSS-SUBSIDISATION MEAN?

Open enrolment means cover is available to everyone. Community rating means we do not discriminate against individuals based on factors such as race and gender. Cross-subsidisation means that all premiums paid by our clients. Will be paid into one risk pool where all claims are paid from.