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South Africa's Independent Financial Services Group
Protect Your Health,Wealth & FamilyAll Under One Roof.
Expert teams manage your medical aid, insurance, estate, retirement and investments so you deal with one trusted partner.
• FAIS Registered - FSP 24230
• Free Medical Aid Management
Trusted partner for members of
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Medical Aid Schemes
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Plan Options
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Service Divisions
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Financial Services
What brings you here today?
Our Departments
Five specialist departments. One trusted group. Explore the full range of services available to you and your family under the CareLine umbrella.
Your Medical Aid Partner
Medical Aid Schemes
Access to 10 leading medical aid schemes with 113+ plan options, from affordable hospital plans to comprehensive family cover.
Medical Aid Assist
We handle all your claims, queries, and administration on your behalf. No more call-centre queues.
Gap Cover
Bridge the gap between what your medical aid pays and what specialists charge. Policies covering shortfalls up to 600% of scheme rates.
Medical Insurance
Affordable entry point to quality healthcare cover when full medical aid isn't in budget.
Multiply | Vitality Wellness
Earn cashback, discounts, and lifestyle benefits while staying healthy with Momentum Multiply and Vitality.
Free Annual Review
We provide a free annual review to ensure you and your family continue receiving the right medical aid benefits.
For Employers & SMEs
Comprehensive Employee Benefits
You don't need to be a large corporation to offer employee benefits. CareLine helps SMEs, corporates, and blue-collar employers structure affordable, meaningful benefits that attract and keep great people.
Group Medical Aid
Offer your employees access to 10 leading medical aid schemes with 113+ plan options. Flexible contribution models, from full company-funded cover to employer subsidies (30–50% common). SME-friendly solutions.
Group Life Cover
Protect your employees and their families with group life, disability, and income protection cover. Ensure your workforce's financial future, a powerful tool for employee retention and loyalty.
Key Person & Buy-and-Sell
Safeguard your business from the financial impact of losing a key employee or partner. Key person insurance and buy-and-sell agreements funded by life cover ensure business continuity.
Business Overhead Protection
If the business owner becomes disabled, business overhead protection covers rent, staff salaries, and operational costs for up to 24 months, keeping the business running while recovery takes place.
Why Offer Employee Benefits?
Absenteeism costs South Africa approximately R12 billion per year.
- Attract and retain top talent in a competitive market
- Reduce absenteeism: illness costs SA businesses R12 billion annually
- Employees return to work faster with access to private healthcare
- Improve workplace morale, productivity, and loyalty
- Cost-to-company (CTC) packages can include benefits affordably
- Tax-efficient benefit structures for the business
Employer subsidies: Many employers contribute 30-50% of monthly premiums. Cost-to-company (CTC) packages can include full medical aid contributions, making benefits affordable for businesses of all sizes.
Switch Your Broker in Under 1 Minute
Not happy with your current broker? Switching to CareLine Group is fast, free, and effortless. Keep your existing cover and just gain expert, personalised service.
Why Choose CareLine Group?
We bring together multiple financial and healthcare services under one trusted brand.
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Expert Guidance
FAIS-registered advisors with years of experience across all our departments.
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Personalized Service
Tailored solutions that fit your unique needs and circumstances.
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Trusted Partner
Thousands of satisfied clients trust us with their financial well-being.
What Our Clients Say
Join thousands of satisfied clients who trust CareLine Group with their financial future.
“MediWize has been a game-changer for my family. The free monitoring service caught a premium increase before I did, and their team helped me navigate the change seamlessly. Highly recommend!”
Sarah Thompson
Business Owner
MediWizeReady to Get Started?
Join thousands of South Africans who trust CareLine Group with their financial future.